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Loan Refinancing Calculator
Term Deposit Calculator
Al Jawhara Calculator
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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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NBK Miles Points Calculator

Loan Calculator

BORROW AFFORD

  • 12 Months

  • 24 Months

  • 36 Months

  • 48 Months

  • 60 Months

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

Loan Refinancing Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

Term Deposit Calculator

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This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

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Currency Convertor

 30 March, 2026 

All rates are published for information purposes only.

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  • Important Announcement

    Dear Customers, We are pleased to inform you that the NBK Headquarters, including all its departments and divisions, will reopen effective Tuesday, 24 March 2026. All banking services are available through our local branch network, as well as our ATM network and electronic banking channels.

  • Corporate Service Center and Cash Services at NBK Headquarters

    In order to better serve our clients, please note that effective tomorrow, Sunday, 15 March 2026, services will be provided from NBK Headquarters as follows: Corporate Service Center - Third Floor (Podium), Cash Services Department - Basement (Podium).

  • Trade Finance Services at NBK Headquarters

    In order to better serve our clients, please note that effective tomorrow, Sunday 15 March 2026, all clients of the Trade Finance Department will be served from NBK Headquarters - Ground Floor. All services will remain available including: Documentary Collections and handling of Letters of Credit, Issuance and processing of Letters of Guarantee.

  • Closure of Some Branches

    As a precautionary measure, the following NBK branches will be temporarily closed until further notice: Kuwait International Airport T4, Kuwait International Airport, and Public Institution for Social Security (PIFSS). We will be pleased to serve you at the nearest available branch. All banking services remain available through NBK Self-Service branches, the Call Center, and all electronic channels. Serving you remains our priority. May God protect Kuwait, its Amir, and its people from all harm. Learn More

  • Important Announcement

    Official Statement Regarding Circular No. (2/RB/RBA/2026) Issued to All Kuwaiti Banks. Learn More

  • Beware of Fraud

    NBK never asks for your card number, OTP, PIN, CVV or any personal information over the phone, SMS, email, WhatsApp or any similar app. Do not disclose your information to anyone. Learn More

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  1. NBK
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  3. Spark

Spark

About Spark

Enjoy exclusive discounts on SPARK Athletic Center memberships when using NBK Credit or Prepaid Cards. Take a step towards a healthier lifestyle with NBK today.

Eligible NBK Cards

Up to 25% discount

+ 3 Miles Points per KD 1

+ Up to 3 Oasis Club Miles per KD 1

What Do I Get?

Discount rates as follow:

  • 10% discount on 1 and 3 months packages for all NBK Visa Credit or Prepaid Cards
  • 15% discount on 6 months packages for all NBK Visa Credit or Prepaid Cards
  • 20% discount on the year's packages for all NBK Visa Credit or Prepaid Cards
  • 25% discount during February and November only


With NBK KWT Visa Infinite Credit or NBK 247 Cashback Prepaid Card you will get:

  • 15% discount on one-month membership in addition to up to 5% cashback
  • 20% discount on any other membership (except for one-month memberships) in addition to up to 5% cashback

How Do I Get It?

To get the offer, simply use your eligible NBK Card to pay at any SPARK Athletic Center branch.

Tell Me More

  • You will get cashback when using your NBK KWT Visa Infinite Credit Card or NBK 247 Cashback Prepaid Card
  • Visit Spark Gym branches to learn more about the exclusive offers and start your fitness journey today
Offer valid till 31 December 2026
    • Spark terms and conditions apply
    • All promotions are provided by a third party without any liability on the part of National Bank of Kuwait SAKP or any of its employees

A Card Like No Other

Earn more points and rewards and redeem them the way you like with a card exclusively designed to suit your lifestyle.

Apply Now