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The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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  • Important Announcement

    The Board of Directors of National Bank of Kuwait is pleased to invite the shareholders to attend Ordinary General Assembly meeting scheduled to be held at 12:30 p.m. on Saturday 23rd of March 2024, either by attending and voting directly at the Bank’s headquarters located in Kuwait City - Al Shuhada Street, or by attending and voting through the electronic system in accordance with Policies and Procedures for Electronic General Assemblies issued by Kuwait Clearing Company, the right to attend the aforementioned Ordinary General Assembly will be for shareholders registered in the Bank’s Ledger of Shareholders on Sunday 10th of March 2024, and the final date for purchasing the shares to entitle the right to attend this Assembly will be on Tuesday 5th of March 2024, these dates apply to any postponed Ordinary General Assembly meeting, to discuss the topics listed in the agenda. Read More

  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

Savings Account

About

You like balance - you like to save money on one hand and enjoy spending it on the other.

 

If you want to grow your earnings in the most convenient way possible, then we have the right account for you.

 

The NBK Savings Account offers a practical way to earn interest on your savings on a yearly basis, whilst maintaining your ability to withdraw and transfer money.

Who is it for?

To open an NBK Savings Account, you must be 18 years old and above.

What do I get?

  1. Free Visa debit card

  2. Access to over 650,000 ATM machines globally

  3. Free NBK Online Banking

  4. 24/7 access to NBK Call Center through 1801801

What makes it special?

  • SMS Service - Subscription available upon request
  • Unlimited Withdrawals - Make as many withdrawals as you like
  • Competitive Interest Rates - Earn money back on your savings

 

How do I get it?

  • The required opening amount for the NBK Savings Account is KD 500 or more for new customers; KD 100 or more for existing NBK customers
  • No ongoing minimum balance is required

Interest rates

The interest rate on the NBK Savings Account is: 0.0625% per annum.

FAQs

  1. How is the interest calculated?

    Interest is calculated monthly and credited to your account twice a year on the 31st of May and the 30th of November. The minimum balance to be eligible for interest is KD 500 (interest is calculated based on the minimum balance in the account during the month).

  2. Can I open this account in other currencies?

    No, this account is available in KD only.

  3. What happens if I stop using my account?

    If there is no activity on the account for 1 year, the account will go into a dormant status. If there is no activity on the account for 5 years or more, the account will go to unclaimed status.

    A KD 2 monthly fee will be charged to dormant and unclaimed accounts. You may visit any branch and reactivate your dormant and unclaimed account – a fee of KD 5 will be charged for all reactivations.

Not An NBK Customer?

You can now apply to open an NBK Account digitally without visiting a branch.

 

To use this service, you need to have the "Kuwait Mobile ID" App by PACI with the digital signature feature activated. If you already have the service activated, apply now.

 

If you did not activate the service, you can do so by visiting one of PACI Kiosks at selected NBK Branches.

 

More information about NBK Digital Account Opening.

Apply Now for Savings Account

Are you an existing NBK Customer*

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