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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

NBK Miles Points Calculator

Loan Calculator

Loan Refinancing Calculator

Term Deposit Calculator

Currency Convertor

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  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

Housing Loan


With a Housing Loan from NBK, you can build or renovate your dream home. Get up to KD 70,000 loan with a repayment period of up to 15 years and up to 12 months grace period.

Who is it For?

  • All customers with salary transferred to NBK can apply for the loan
  • Your age should be less than 70 years at loan maturity
  • Your minimum salary should be KD 400

What Do I Get?

  • You can take out a minimum loan of KD 1,000 and maximum of KD 70,000
  • You enjoy the flexibility of repaying the loan for a period ranging from 12 to 180 months
  • You enjoy up to 12 months grace period. Terms and conditions apply

How Do I Get It?

To apply for a Housing Loan, please submit the following documents:

  • Copy of your Civil ID
  • Salary certificate
  • Salary transfer continuation certificate

Interest Rates

  • The current interest rate is fixed at 7.25% and is calculated on a reducing balance basis
  • You can use NBK Loan Calculator to get an idea of how much you can borrow and how much your payments will be

Tell Me More

  • For loans exceeding the 5-year repayment period, your interest rate will be reviewed every 5 years, provided that the maximum increase or decrease in interest rate will not exceed 2% of the applicable interest rate, as per Central Bank of Kuwait regulations
  • NBK gives you the option to insure your loan
  • You can settle the loan early at any time without paying any fees or future interest