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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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NBK Miles Points Calculator

Loan Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

Loan Refinancing Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

Term Deposit Calculator

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This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

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Currency Convertor

 17 October, 2026 

All rates are published for information purposes only.

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  1. NBK
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  3. Exclusive Mastercard and Xcite Offer

Exclusive Mastercard and Xcite Offer

About

Shop online at Xcite and enjoy a discount when using your eligible NBK Mastercard Credit or Prepaid Card.

Eligible NBK Cards

15% discount when spending a minimum of KD 50

What Do I Get?

You get an exclusive 15% discount at Xcite via the website or app when spending a minimum of KD 50 using your eligible NBK Mastercard Credit or Prepaid Card.

How Do I Get It?

To benefit from the discount, shop through the Xcite website or app and pay using your eligible NBK Mastercard Credit or Prepaid Card from 1 to 31 October, 2026 by entering your card details directly at checkout.

Tell Me More

  • Pay using your eligible NBK Mastercard Credit or Prepaid Card issued in Kuwait
  • The 15% discount (up to KD 15) will be applied automatically at checkout once card eligibility is verified
Offer valid till 31 October 2026
    • Offer is valid from 1 to 31 October, 2026 or until the amount allocated to the offer is exhausted (the “Offer Period”)
    • Mastercard and Xcite have the right to withdraw the offer at any time
    • Offer is valid only on purchases made through the Xcite website or mobile app
    • Offer is a 15% discount on online purchases from Xcite (website and app), up to a maximum of KD 15 per cardholder
    • Discount can be redeemed in one transaction only and cannot be split across multiple purchase transactions
    • To receive the full discount of KD 15, cardholder must spend no less than KD 100 in a single transaction
    • For transactions below KD 100, discount will be 15% of the purchase amount
    • Each cardholder may benefit from the offer once per eligible card during the campaign period
    • Offer is valid only when card details are entered directly at the Xcite checkout page
    • Redemption mechanism: Cardholder eligibility will be verified through BIN validation based on the Platinum and above BINs shared by Mastercard with Xcite for participating issuers, and the discount will be applied automatically upon completion of payment
    • Payments made through Apple Pay, Samsung Wallet/Samsung Pay, Google Pay, payment links, Buy Now Pay Later (BNPL) services, Click to Pay or any other digital wallet or alternative payment methods are not eligible for this offer
    • NBK reserves the right to amend, extend, suspend or terminate this campaign and/or modify these terms and conditions at any time before or during the campaign period without prior notice
    • NBK's standard Credit and Prepaid Card terms and conditions apply
    • Xcite's standard terms and conditions apply