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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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NBK Miles Points Calculator

Loan Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

Loan Refinancing Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

Term Deposit Calculator

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This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

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Currency Convertor

 24 October, 2025 

All rates are published for information purposes only.

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  1. NBK
  2. Offers & Rewards
  3. Xcite

Xcite

About Xcite

Xcite is the largest multi-brand electronics retailer in Kuwait with a collection of over 300 global brands. Our parent company, Alghanim Industries, is one of the largest, privately-owned companies in the Gulf region, with a multinational presence and operations in 40 countries.

Rewards Points

1% Rewards Points upon spending KD 100 or more

+ 3 Miles Points per KD 1

+ Up to 3 Oasis Club Miles per KD 1

+ 3 NBK Goal Points per KD 1

NBK KWT Visa Infinite Credit Card

10% in NBK KWT Points + 2% instant discount

What Do I Get?

You get:

  • 10% in NBK KWT Points and 2% instant discount when shopping at Xcite in-store, on the website and on the app
  • 1% in NBK Rewards Points when spending KD 100 or more at Xcite in-store

How Do I Get It?

  • To earn 10% in NBK KWT Points and benefit from the 2% instant discount on select items, simply use your NBK KWT Visa Infinite Credit Card at Xcite in-store, on the website and on the app
  • To earn 1% in NBK Rewards Points and redeem NBK Rewards Points, simply use your eligible NBK Credit or Prepaid Card at Xcite in-store
    • Monthly earning cap for Xcite purchases is 100 NBK KWT Points
    • The following products are not applicable for 2% instant discount at Xcite:
      • Computers (laptops and desktops)
      • Projectors
      • IT accessories (mouses, keyboards, sleeves, cables, etc.)
      • Printing and printer accessories 
      • Mobile phones
      • Mobile accessories (headphones, airpods, Bluetooth speakers, cases, covers and screen protectors, etc.)
      • All gaming consoles, computers and gaming accessories
      • Gift Cards
      • Smart Home Devices (voice assistant and hubs, smart thermostats, smart locks, detectors and sensors and smart vacuum cleaners)
      • Cameras and drones (GoPro cameras, action cameras, instant cameras, SD cards, DJI Phantoms)
    • Customer must present their NBK KWT Visa Infinite Credit Card to the cashier before paying to avail the Xcite in-store discount offer
    • View Full Terms and Conditions for NBK KWT Program >
    • All promotions are provided by a third party without any liability on the part of National Bank of Kuwait SAKP or any of its employees

A Card Like No Other

Earn more points and rewards and redeem them the way you like with a card exclusively designed to suit your lifestyle.

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